Why Life Insurance? 我是否需要人寿保险?
Do you need life insurance? The answer is dependent on your answers to the following 3 questions:
- In the event of your death, will anyone you love experience an economic loss?
- In the event of your stroke, cancer or necessity for long-term care, will your family suffer both economic and emotional difficulty? (Some life insurance can provide critical illness and long-term coverage.)
- Do you care?
你是否需要人寿保险? 这取决于你对下面这三个问题的答案:
- 如果你不幸早逝,有没有人会因为失去了你的收入和照顾而陷入困境?
- 如果你不幸中风或者罹患癌症等重疾,或者因某种原因生活不能自理,你会不会成为家人的负担,让家人蒙受经济上和情感上的双重煎熬?(现在的人寿保险也有生前利益 ,比如重疾和长期护理保障)。
- 你是否在意?
Types of Life Insurance 人寿保险的种类
Term Insurances
Transamerica Trendsetter-LB A term life insurance policy with living benefits.The Trendsetter LB policy offers death benefit protection, up to $1,000,000, but also provides living benefits. These living benefits provide the option to receive an accelerated death benefit in the event of a qualifying chronic, critical or terminal illness, while the insured is alive.
Transamerica Trendsetter-LB A term life insurance policy with living benefits.The Trendsetter LB policy offers death benefit protection, up to $1,000,000, but also provides living benefits. These living benefits provide the option to receive an accelerated death benefit in the event of a qualifying chronic, critical or terminal illness, while the insured is alive.
Indexed Universal Life (IUL)
- IUL 的基本知识介绍 (讲座录像和 PPT)
- 用 IUL 解决我们目前面临的三大风险(通胀、增税、市场动荡)录像及PPT
- 一位工程师如何从IUL的怀疑者转为追捧者 (附他建立的模型分享):录像及PPT
- 关于IUL的常见问题解答 (讲座录像及PPT)
IUL 专题页面需要授权才可以观看。扫描网页底部二维码,或点击链接,填表可获取授权。
CPA Ed Slott on Tax Free Retirement using IUL
Tony Robbins talked about IUL and Indexed annuity in this book. The billionaires are using IUL as well!
Download this book here.
Download this book here.
131,081 views Sep 20, 2018, 08:30am Forbes Article
The Rich Person Roth: For The Most Tax-Free Retirement Income
The Rich Person Roth: For The Most Tax-Free Retirement Income